Financing | Documents Needed for a Housing Loan

Buying a Property (House, Apartment, or Land)

If you're purchasing a property, ensure you have:

• Proof of identification and address (ID, birth certificate, etc.)
• Last 3 pay slips, MRA return, or financial statements
• Bank statements (last 12 months)
• Seller’s contract (Title deed)
• Site and location plan
• Equifax report (for foreigners)
• Letter of consent from the syndic (for apartments)

Construction, Extension, or Renovation

Planning to build or renovate? Here’s what you need:

• Identification and financial documents
• Bank statements and confirmation letter (if applicable)
• Title deed and site plan
• Building permit and construction plan
• Quotation from contractors

Refinancing Your Property

For those refinancing an existing loan, prepare:

• Identification and financial documents
• Bank statements (last 12 months)
• Title deed
• Site and location plan

Getting your documents in order beforehand will help make the loan application process smooth and hassle-free.